Life insurance protect your loved ones financially if the worst were to happen or you die or are diagnosed terminally ill. Your family will get a cash lump sum they can use to cover costs such as funeral expenses, mortgage & debts or household bills.
If you’re a homeowner or in the process of buying a home, it’s also a good idea to think about life insurance to cover your mortgage. This means that if you die before you’ve paid off your mortgage, then your family don’t need to worry about the monthly repayments.
Critical & Serious Illness
Critical & Serious Illness Cover ensures you and your loved ones are protected if you fall ill, paying out a lump sum which can be used to cover expenses and monthly outgoings while you take the time you need to recover.
Critical illness can strike at any time. One in two people in the UK will develop some form of cancer during their lifetime, every seven minutes someone will have a heart attack and every 12 minutes someone will have a stroke.
Critical illness can severely impact the way you live your life, especially when you have to consider supporting your family while you are recovering.