How often do you hear people talking about Mortgages? They’re mentioned in the news, they’re spoken about in Estate Agencies, you even see posters up about them on billboards. I remember not even knowing what a one was, wasn’t a mortgage just something grown-ups moaned about?
A mortgage is simply a loan which is secured against your property. Which is why it is so important to have the right one based on your circumstances. Taking out a mortgage which is not affordable or suitable to you could have detrimental impacts on your credit and if not paid could result in repossession.
This is the last thing anyone wants, and it is our job as your adviser to recommend a mortgage which meets your needs and personal budget. With your permission we would review your mortgage and circumstances with you to ensure it remains affordable for as long as you take the mortgage out.
Below you can click for more information about the different types of mortgages and scenarios available. Happy reading.