- If you have 4 or more buy to let properties, then you are considered a portfolio landlord by many lenders. This means that the products on offer differ from the average landlord.
- Sometimes if multiple properties are being used to secure the loan a portfolio mortgage can be used. This means that more than one property is put on one mortgage.
- These mortgages are simpler to look after and can sometimes be got through a limited company.
- Income from your buy to let properties can be combined with your personal income to increase the amount you can borrow.
